He now has a decade's experience in the City where he was fortunate to cut his teeth in the Magic Circle on high-profile matters including: Jonathan caught the bug for consumer finance regulation 15 years ago when training under a leading Australian practitioner.

Jonathan has also become a trusted advisor when things go wrong and potential regulatory breaches require careful management. Many of Jonathan's clients come to him for strategically important advice concerning new product launches, regulatory change projects, M&A and capital raising transactions, including IPOs, securitizations and Sterling Monetary Framework facilities.

His client base has expanded over the last decade to include 'neo bank' and non-bank fintech companies, such as merchant acquirers, digital payments providers, P2P lending platforms, cryptoasset businesses and others whose products use blockchain technology and AI. His traditional clients are banks, as well as investors and arrangers of deals involving consumer finance assets. Jonathan's specialist expertise lies in advising on consumer finance and payments regulation in the retail banking and fintech sectors.

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